Hank Helps to Build Bank

To build BANK, consumers reduce their debts by paying off their loans faster and use the additional funds to build long term savings.

Hank is a first line of defense for lenders that help avoid delinquencies by helping consumers manage their cash flow.

Hank's First Line of

Hank provides lenders with visibility into borrowers ability to pay, including potential for partial payments. Delinquencies drop by close to 50% for consumers who use Hank, and payees and lenders can benefit from lower collection cost, balance sheet risk and higher margins.


Hank can help lenders improve delinquencies dramatically, reduce capital at risk and servicing costs or buy deeper down the credit spectrum. In either case, you can increase look to book or margin or both.


When Hank is engaged between the consumer and servicer, we are ensuring all their payments are being received, not just the ones you are responsible for collecting. As a consequence, default rates can fall, live touch points drop and portfolio performance improves - meaning more profit for servicers for less work.

Deposit Takers

Hank brings various duration daily deposits to your balance sheet, strengthening your ability to lend and maintain leverage levels so you can grow income with predictability.


Our bank-sponsored prepaid chassis can help you grow your business and accept card loads from thousands of locations nationally.

The program is powered by Hank Payments. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met. FDIC insurance does not protect your funds in the event of Hank Payments’ failure or from the risk of theft or fraud. Additional information about deposit insurance is available on the FDIC’s website at https://www.fdic.gov/resources/deposit-insurance.

Copyright © 2022 Hank. All Rights Reserved